ROSHI is Vietnam's most trusted lending platform, bringing wisdom, transparency, and rewards to your financial journey. Our name draws inspiration from "Rōshi" (老師), meaning "teacher" or "master" in Japanese, reflecting our commitment to empowering customers with the knowledge and confidence to make informed lending decisions. Founded by two children of immigrants from Belgium and Austria, ROSHI was born from personal experience with financial exclusion. Having witnessed their families struggle to access traditional lending systems, our founders transformed these challenges into our mission: making borrowing accessible, transparent, and rewarding for everyone.

Since launching in Singapore in 2021 as an independent loan comparison platform, ROSHI has continuously evolved to meet borrowers' needs. We pioneered Singapore's first home loan and refinancing marketplace in 2022, expanded into consumer lending in 2023, and officially entered the Vietnamese market in 2025 with a fully localized platform. Through strategic partnerships with leading financial institutions across Vietnam, we've built a comprehensive ecosystem connecting users to banks, financial companies, pawn services, and online lenders.

At ROSHI, we believe in delivering tangible value to borrowers through our cost-effective operating model that passes savings directly to customers via cashback offers, shopping vouchers, and best-price guarantees. Instead of visiting multiple banks individually, Vietnamese borrowers can now access personalized loan options, compare rates transparently, and consult with loan managers all through the ROSHI platform. We're here to help you take control of every lending decision with confidence, connecting you with ideal loan solutions while empowering better financial choices and contributing to our community through rewarding programs.